Whether you are navigating business in the busy markets of Jammu or managing accounts in the scenic Kashmir Valley, keeping track of the Jammu and Kashmir bank holiday schedule for the second half of 2026 is essential. The UT's banking calendar uniquely balances India's national holidays with regional events of immense historical and religious significance.
The latter half of 2026 features several key closures. Major upcoming dates include Independence Day (Aug 15) and Eid-i-Milad-ul-Nabi (tentatively Aug 26). Residents should also note the state-specific Accession Day on October 26 and the Birthday of Maharaja Hari Singh Ji on September 23. With Gandhi Jayanti (Oct 2) and Christmas (Dec 25) both falling on Fridays, banking customers can look forward to multiple three-day weekends this year.
Key Banking Observations for 2026:
- Long Weekend Alert: October 2026 is a prime month for banking pauses, including Gandhi Jayanti and Accession Day.
- Moon Sighting: Dates for Muslim festivals like Eid-i-Milad are subject to the lunar calendar; always verify with local branch announcements.
- Digital Continuity: While physical branches of Jammu and Kashmir Bank and others will close, mPay, UPI, and ATM services remain active 24/7.
Upcoming Bank Holidays in Jammu and Kashmir:
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List of Bank Holidays in Jammu and Kashmir for 2026:
Here is the complete list of bank holidays in Jammu and Kashmir for 2026, with dates and weekdays so you can check at a glance.
| Date | Weekday | Occasion |
|---|---|---|
| 10 January 2026 | Saturday | Second Saturday |
| 24 January 2026 | Saturday | Fourth Saturday |
| 26 January 2026 | Monday | Republic Day |
| 14 February 2026 | Saturday | Second Saturday |
| 15 February 2026 | Sunday | Maha Shivaratri |
| 28 February 2026 | Saturday | Fourth Saturday |
| 03 March 2026 | Tuesday | Holi |
| 14 March 2026 | Saturday | Second Saturday |
| 17 March 2026 | Tuesday | Shab-i-Qadr |
| 20 March 2026 | Friday | Jumat-ul-Wida |
| 21 March 2026 | Saturday | Idul Fitr |
| 28 March 2026 | Saturday | Fourth Saturday |
| 11 April 2026 | Saturday | Second Saturday |
| 14 April 2026 | Tuesday | Dr Ambedkar Jayanti |
| 25 April 2026 | Saturday | Fourth Saturday |
| 01 May 2026 | Friday | Buddha Purnima |
| 09 May 2026 | Saturday | Second Saturday |
| 23 May 2026 | Saturday | Fourth Saturday |
| 27 May 2026 | Wednesday | Bakrid / Eid al Adha |
| 28 May 2026 | Thursday | Bakrid / Eid al Adha Holiday |
| 13 June 2026 | Saturday | Second Saturday |
| 26 June 2026 | Friday | Muharram |
| 27 June 2026 | Saturday | Fourth Saturday |
| 01 July 2026 | Wednesday | Guru Hargobind Ji's Birthday |
| 11 July 2026 | Saturday | Second Saturday |
| 13 July 2026 | Monday | Martyrs' Day |
| 25 July 2026 | Saturday | Fourth Saturday |
| 08 August 2026 | Saturday | Second Saturday |
| 15 August 2026 | Saturday | Independence Day |
| 22 August 2026 | Saturday | Fourth Saturday |
| 25 August 2026 | Tuesday | Eid e Milad |
| 28 August 2026 | Friday | Friday Following Eid e Milad |
| 04 September 2026 | Friday | Janmashtami |
| 12 September 2026 | Saturday | Second Saturday |
| 26 September 2026 | Saturday | Fourth Saturday |
| 02 October 2026 | Friday | Gandhi Jayanti |
| 10 October 2026 | Saturday | Second Saturday |
| 21 October 2026 | Wednesday | Vijaya Dashami |
| 24 October 2026 | Saturday | Fourth Saturday |
| 08 November 2026 | Sunday | Diwali |
| 14 November 2026 | Saturday | Second Saturday |
| 24 November 2026 | Tuesday | Guru Nanak Jayanti |
| 28 November 2026 | Saturday | Fourth Saturday |
| 05 December 2026 | Saturday | Sheikh Muhammad Abdullah Jayanti |
| 12 December 2026 | Saturday | Second Saturday |
| 25 December 2026 | Friday | Christmas Day |
| 26 December 2026 | Saturday | Fourth Saturday |
Frequently Asked Questions: Jammu and Kashmir Bank Holidays 2026
Yes. Monday, October 26, 2026, is a gazetted bank holiday across the Union Territory of Jammu and Kashmir to commemorate Accession Day.
The birthday of Maharaja Hari Singh Ji will be observed as a bank holiday on Wednesday, September 23, 2026.
Yes, banks across the UT will remain closed for Guru Nanak Dev Ji's Birthday on Tuesday, November 24, 2026.
Banks are tentatively scheduled to be closed on Wednesday, August 26, 2026, for Eid-i-Milad. A second holiday often follows on Friday (Aug 28) specifically for the Kashmir Province.
Diwali falls on Sunday, November 8, 2026. While branches follow their standard Sunday closure, there is usually no separate weekday holiday unless specifically notified for the following day.